Top Reasons to Buy Service Contracts for Motor Vehicles, Homes, Electronics and Appliances

1. Peace of mind knowing a service contract supplements a manufacturer's warranty and covers many repair or replacement issues when the manufacturer's warranty expires.
2. No unanticipated large repair bills as most malfunctions are covered fully or in part by a service contract.
3. Convenient, timesaving and hassle-free assistance with round-the-clock, in-home (as appropriate) access to pre-qualified repair technicians, industry professionals, and toll-free technical assistance.
4. Minimum downtime via the means to tend quickly to all covered malfunctions as they arise, with minimum cost, too.
5. Increased product value when appliances, entertainment systems, computers, autos, home systems, etc. are well maintained; in certain cases, service contracts are transferable to a new owner and enhance resale value.
6. Pad your pocket and support ‘Green Movement’ by repairing items that still have lots of life left, versus tossing and replacing at first sign of malfunction.
7. Reimbursement for incidental expenses, such as car rental, towing, food spoilage or data recovery, which result when a covered product malfunctions due to defect or power outage or surge, etc.
8. Enhanced Protection for small business owners and solo practitioners, as well as parents, students and senior citizens; service contracts provide optional IT service and high-tech support for computers, printers, networking equipment, telephonics, etc., as well optional accidental damage/loss coverage.
9. Consumer protections with laws in place nationwide to ensure the validity of most service contracts should a retailer or dealer close for business.

Consumer Tips for Getting the Most from a Service Contract

• Read the provisions and terms carefully and become thoroughly familiar with all coverage and exclusions
• Carefully fulfill all service contract obligations, such as regular maintenance, including oil and filter changes, etc.
• Keep the service contract paperwork, receipts, and all maintenance records in a secure, easy-to-access location
• Remember to use your service contract for even small covered malfunctions to maximize the value, functionality, and enjoyment of your product or purchase